Filled Cross
Saturday, July 23rd, 2011Filled Cross
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![]() Cremation Sterling silver Cross Necklace Urn free chain and fill funnel US $55.00
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![]() Plain Gold Fill Cross by Singer US $17.00
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Can anyone explain to me the difference between an HMO PPO and Blue cross?
My job has offered me benefits and I am clueless what is best,They offer 3 medical plans,Blue Cross of Ca.HMO or PPO or Kaiser Permanente.Also 2 dental choices through Guardian and Vision thrrough VSP and Life death dismemerment through Guardian.Is there a website/book for dummies like me.Help I have to fill out the papers and do not want to make mistakes.Anyone with good and bad experiences would be helpful.Thank you!
I'm not an expert but i know when my insurance was HMO if I needed to see a specialist I had to see my Dr. first for a referral. Now that I am PPO I do not need a referral I can just show up as long as they are on my preferred provider list. If not I may have to pay more out of pocket to see a specialist that is not on the preferred provider list.


US $55.00










































































































































































